Homeowners
Protect your Home and Family with Farmers of Salem
Farmers of Salem has been in the
business of offering quality Homeowners products since 1851. Whether it’s your
home or your possessions, let us help you protect what you value most from the
unexpected loss. Whether it’s fire, lightning, theft or an injury on your
property, Farmers of Salem’s comprehensive homeowners coverage will protect
your most valuable assets. We also offer many coverage enhancement options. See
below for more information on a number of these great coverages.
Personal Umbrella Coverage
Protecting yourself, your family and
your assets is your number one priority. But, what happens if a loss occurs and
your homeowner or auto liability limits are not enough?
Our personal umbrella endorsement
offers your family additional limits up to five million.
Click Here for an example.
Equipment Breakdown Coverage
We all rely on equipment from
heating and air conditioning to computers and telephones. Equipment Breakdown
Coverage protects you against the unexpected repair or replacement of these
items as a result of mechanical, electrical or pressurized systems breakdown.
Click Here for additional information and
examples.
Service Line Coverage
This great enhancement option
provides coverage for damage to underground piping, wiring, valves, or attached
devices that connect your home to a public utility service provider or a
private system.
Examples
- Damage to underground service line
- Cost to repair or replace damaged covered service line
- Repair to outdoor property that is damaged due to excavation
Click here for additional information and
examples.
Advantage PLUS Homeowners Program
Advantage PLUS includes:
- "Open Perils” coverage for Personal Property
- Extended Replacement Cost Coverage
- Replacement cost coverage for scheduled Personal Property or Personal Property covered on a blanket basis in the event of a covered claim